Joanne is the president of Chelsea State Bank. She has 19 years of distinguished banking experience, most recently as Senior Vice President, Business Banking Executive overseeing the Great Lakes Region for Fifth Third Bank. Joanne received her Bachelor of Business Administration from Eastern Michigan University. She currently serves as an Executive Committee member of Ann Arbor SPARK and was a previous board member and mentor of Winning Futures as well as Power of the Purse Chair for United Way of Washtenaw.  She resides in Chelsea with her family.